A Bank Identification Number (BIN), also known as an Issuer Identification Number (IIN), is the first six digits of a credit or debit card number. It serves as a unique identifier for the institution that issued the card. The BIN plays a crucial role in the payment processing system, as it helps merchants and payment processors determine the issuing bank and the type of card that is being used for a transaction.
VBV vs NON VBV:
Verified by Visa (VBV) is a security protocol developed by Visa to provide an additional layer of protection for online credit and debit card transactions. It uses a 3D Secure authentication process that aims to reduce fraud and ensure that the cardholder is indeed authorized to use the card for the transaction. Understanding the difference between VBV and Non-VBV transactions is important for both merchants and consumers.
VBV:
-Added Security
-Chargeback Protection
- Typically only works with 3D secure checkouts like
Amazon, Saks, Macy's..... and so on and so forth
-Authentication Process/ OTP
in the event youbuy a VBV CC please know that we sell a script at a very good price that gives you the ability to obtain the OTP by calling the customer youself (must use phone number spoofer) then you can simply follow the script and you'll have the OTP almost instantly.(Note: practice the script a few times that way you sound professional and confident and you should see results 99.999999% of the time. look for the OTP Script listed in the products section of this site. :)
NON VBV:
-No Authentication Required
-Higher Risk of Fraud for the Card Holder
-Merchant Liability
- Typically works better on a 2D Payement gateway/Checkout